I don’t know about you, but the older I get, the more I’m tempted to wish that things would stay the way they are…or even that things would return to how they were! There is comfort in the familiar, isn’t there? Over the twenty years since I founded Preservation Specialists, I have learned that change…

April is Financial Literacy Month, making it the perfect time to examine our financial knowledge base, starting with the basic question: What does it mean to be financially literate? It’s having the skills and behaviors to make informed money decisions. Being financially literate means you are able to competently earn, spend, invest, save, budget and…

Since April is often considered ‘tax month,’ I thought I would share a few tax charts that I found interesting. One of the opinions I’ve heard a lot in recent years is that our tax system is not progressive enough and that wealthy Americans are not paying their ‘fair share.’ Let’s see what the following…

Spring is a good time to organize your finances, clean up debt and credit issues, consolidate old accounts and develop good habits to work toward your goals. Do you have a space in your house in constant need of organizing? You know the one: the space where clutter seems to accumulate and visitors are never, ever allowed…

Are you tired of adjusting your clocks twice a year? Daylight saving time has been a subject of debate for decades, and while nothing has been decided yet, several recent state and federal laws have set their sights on the time-changing tradition.1 One argument against daylight saving time is that it disrupts our sleep patterns.…

This month, I thought I would begin to share my thoughts on the upcoming election. No, I am going to predict who is going to win. I also won’t attempt to guess how bad the mud-slinging will get as the year progresses. Instead, I will keep my ideas focused on you and your finances. Recently,…

In the vast landscape of American demographics, 2024 marks a pivotal moment – the arrival of Peak 65. With record numbers of baby boomers reaching this milestone, the retirement system is poised for unprecedented challenges. Approximately 11,000 Americans are expected to turn 65 every day until December, culminating in a staggering 4.1 million individuals joining…

When it comes to retirement planning, all of us want to know we have enough money saved and how to make it last. We also want to feel confident that we can live our desired lifestyle in retirement. When it comes to planning for the future, it’s easy to fall into the trap of thinking…