Retirement planning never stops. As 2025 pre-retirees may find it crucial to stay informed about economic trends that could affect their finances. Watch and listen for these keywords in the news to understand — and navigate — potential impacts. • Inflation – Projections suggest that while inflation may stabilize, costs will still weigh heavily on…

So many months out of the year can remind us of one big idea: December’s focus around Christmas. Much of October is leading toward Halloween; and January reminds of new beginnings as we start a new year. And then there’s April. Ah, poor April. This unlucky month is forever tied to the stress of tax…

When applied to our financial well-being, gratitude can help shift our focus from scarcity to abundance, fostering a healthier relationship with money and reducing financial stress. So, how do we practice financial gratitude? Here are some easy and practical suggestions for getting started: Maintain a Gratitude Journal: Start writing daily entries about positive financial experiences…

We talk frequently about how we are proud to be an independent firm that puts our clients first. The reason this matters so much to us is because there are so many ways that companies seek to profit from you in the world of finance. Even with that in mind, I recently found myself floored…

For many, winter months can be especially expensive. Due to higher heating and energy use, gift-giving, festive events, and healthcare for seasonal illnesses, everyone is looking for effective waves to save money. So, how can you save money during the winter? In winter, flights and accommodations typically become more affordable due to decreased travel during…

Understanding your risk tolerance is essential in investing, and it’s important to reevaluate it regularly. Your comfort level with investment fluctuations may shift as market conditions and personal circumstances change. Periodically checking your risk tolerance helps ensure your portfolio aligns with your current goals and feelings about risk. Determining your risk tolerance involves personal insights…

Soon, flowers will bloom, trees will bud, and the weather will warm. Spring is an annual time of renewal. That applies to finances, too. As we look forward to outdoor activities and longer days, what better time to consider a financial spring cleaning — refreshing and realigning financial strategies to ensure we’re on track to…

‘Tis the season for New Year’s resolutions. After 28 years of working with clients, I’ve decided to come up with five that I hope will help you be a happier [and wealthier] investor:  Remember that there will always be a ‘speculation of the day.’ Now, I am writing this in late 2024, and Bitcoin is…

No matter your age or net worth, every adult can benefit from planning for what happens with their assets when they die. There are many components involved, and it can be a highly emotional process – but it’s worth knowing your loved ones can focus on more important things after you’re gone. What do you…