From the Founder: Making Retirement Planning Easier Than Ever – All Under One Roof

Since our founding back in 2004, Preservation Specialists has always aimed to do more than simply manage investments—we work relentlessly to raise the bar for our clients and their families. Every year, we take the lessons we’ve learned and the feedback you provide to improve, adapt, and add new ways to simplify your financial life. The new services we’ll be rolling out this spring are just our latest example of that promise.

You might hear me call our approach a “one-stop shop”—but at its core, it means you should never feel alone or overwhelmed by the complexities of retirement. Our goal is to bring together every vital piece of the financial planning puzzle, conveniently and seamlessly, so you can focus on what matters most.

Beyond Investments: The Full Suite

While investment management is the foundation of your financial plan, we go several steps further by offering coordinated expertise and services in four critical areas:

1. Income Planning:

The central question: “How do I turn my savings into a steady, reliable paycheck?” We help you map out when and how to initiate Social Security and pension benefits—coordinating timing and spousal strategies to squeeze the most value from these vital sources. In addition, we help you build steady paychecks from your nest egg, using tried-and-true strategies for added peace of mind.

2. Tax Planning:

Taxes don’t stop just because you retire—in fact, retirement brings a whole new set of challenges. We work with you to avoid higher tax brackets, reduce your annual tax burden, and navigate retirement-specific tax issues, including Medicare surcharges, Required Minimum Distributions (RMDs), and opportunities for Qualified Charitable Distributions (QCDs). Proactive tax planning means more money stays in your pocket, not Uncle Sam’s.

3. Healthcare & Insurance Planning:

From navigating health insurance before age 65 to Medicare enrollment, prescription coverage, and the ever-present concern about nursing care costs, we help clients sort through their options and make smart, confident decisions. We believe healthcare should be a support—not a stressor—at any stage of retirement.

4. Estate Planning:

Proper planning now protects your loved ones later. We guide clients through the vital steps of completing legal documents, setting account and asset ownership, and naming beneficiaries—all so your wishes are honored, and your family avoids unnecessary stress or difficulties at a tough time.

Wine and Wisdom: New Services Revealed

I’m excited to announce that we’ll be introducing brand-new services in 2026—each designed to further support you in the areas beyond investment management. While I won’t spoil the details here, I invite you to join us for our Wine and Wisdom event on February 24th, where we’ll share everything you need to know about these enhancements. Our team has been listening to the unique needs and concerns of our clients, and these new offerings are custom-built to help you tackle some of retirement’s biggest challenges.

We look forward to reconnecting, answering your questions, and making your retirement planning journey even smoother. If you’ve been curious about our “all under one roof” model, or how we can help you simplify your financial life, this is the perfect opportunity!

Thank You For Your Trust

Our mission is simple – to protect your retirement, make life easier, and give you back time for what you enjoy. Thank you for being part of our journey and for letting us grow alongside you since 2004. We hope to see you at Wine and Wisdom in February!

Warm regards,

Pat Strubbe