No matter your age or net worth, every adult can benefit from planning for what happens with their assets when they die. There are many components involved, and it can be a highly emotional process – but it’s worth knowing your loved ones can focus on more important things after you’re gone. What do you…

John, Matthew and I recently attended an investment conference together. There were many presentations and discussions related to the stock market, the economy, and, of course, the upcoming elections. . In addition to those topics, the biggest takeaway we all had was regarding interest rates. As I’m writing this, inflation has recently been cooling off,…

Knowing you have a regular and consistent source of income waiting for you in retirement can help create confidence and make it easier to make the jump from employee to retiree. What happens when the paychecks stop coming? That’s the question for many people approaching retirement age. Most of us will rely on a combination…

On May 17th, the Dow Jones hit 40,000 for the first time. I don’t know about you, but whenever the Dow hits a milestone like this, it makes me feel kinda old; and that is because it seems like I’ve lived through so many of these different milestones. . You see, when I started working…

Summer is a popular time to take off on a vacation. The more you plan ahead of time, the more likely you’ll be able to enjoy yourself while you’re gone and return home without lingering financial concerns in your wake. Planning an upcoming trip? You’re not alone — nearly 85% of Americans are making travel…

In 27 years as a financial advisor, I’ve witnessed a lot of investment fads in which there comes a moment when many investors begin asking, “Why in the world do we own anything other than (fill in the blank)?” What goes into that blank is different every time. It could be an individual stock, a…

On a daily basis, how much time do you spend managing your money? If you’re like most of us––probably less than 2 minutes, or no time at all.1 It’s understandable. You’re busy, distracted. Or, maybe there’s some intentional avoidance due to feelings of overwhelm and anxiety.1 When trying to navigate retirement, budgeting, or debt management,…

n retirement, many people opt for a change of scenery. Whether it’s a beach condo, a mountain cabin or a bustling city apartment, they embrace change and are on the move. When it comes to housing after retirement, many are turning to renting rather than owning a house. Even if owning a house is affordable,…

Retirement is a major life milestone that brings both excitement and challenges. If you’re approaching retirement, it’s natural to have questions and uncertainties about this new chapter. Who better to ask for advice than those who have already walked this path? In this blog post, we’ll share some top tips from real retirees, as well…