From the Founder – Worries About Money
I was talking to a long-time client the other day. Much of the discussion was him sharing his concerns with me and asking for my feedback. Some of his concerns were personal, such as how inflation was affecting his and his wife’s lifestyle and spending choices, which led to a discussion of his fears of…
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Managing Your Finances as a Member of the “Sandwich Generation”
Members of the “sandwich generation” are simultaneously providing support for both a parent and a child. This group has unique financial needs to consider, especially when planning for retirement. If you’re finding yourself toggling between caring for the needs of an aging parent and a child, you’re not alone. The Pew Research Center recently reported…
Read More → From the Founder – Interest Rates & the Stock Market
As you might imagine, there is a lot to keep up with when trying to follow the world of finance and the markets. Our team uses a number of different methods to stay informed, and recently, two of my preferred methods meshed together beautifully. While reviewing a recent article, I came across the chart below:…
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Finding Your Balance
When you first set up an investment, you (and your financial advisor) carefully created allocation ratios to fit your needs and chose an asset mix to match. Over time, however, those allocations may have strayed from their original benchmarks, leaving the portfolio too heavy in one asset class and underweight in others. This imbalance can…
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Generational Wealth – Your Choices Could Impact Your Family For Generations
What does it mean to pass down wealth? If you have invested in stocks, bonds or other assets, or are building equity in real estate or a business you own, then generational wealth can look like many different things. One Federal Reserve estimate suggests that over 2 million households receive some inheritance. When planning for…
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Credit Reporting Change May Take the Sting Out of Some Medical Debt
When you’re sick, you visit the doctor, but what happens when the bills roll in and it’s more than you can afford? Medical debt can affect anyone, even if you have great medical insurance. Many people find themselves struggling to pay their medical debt, which ultimately can impact their credit score. The Consumer Financial Protection…
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The Debt Ceiling’s Impact on Your Investments
Should the U.S. raise the debt ceiling? That’s the debate currently raging in Congress. So far, both parties have remained firmly entrenched in their positions (Republicans — yes, but with provisions for spending cuts; Democrats — yes, with no provisions). Meanwhile, news outlets are reporting officials must act soon — or dire consequences will result.…
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Market Funk
Equity markets have seemed nervous up until the past few trading days. But as the possibility of a debt deal appeared, markets began to push back to highs we saw in March. Now that the Federal Reserve appears to be finished raising interest rates, that source of worry seems to have subsided. And believe it or not,…
Read More → From the Founder – What’s Next for Interest Rates?
Do you follow the financial news much? If you’ve read my articles for very long, you likely remember how I feel about the media. It is sadly no longer about providing us with the actual news. It is purely about eyeballs. How can they get as many clicks as possible? If you did nothing more each…
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