Charitable Giving Strategies Almost Everyone Can Use
You don’t have to be super wealthy to become philanthropic. And when you give, it doesn’t just benefit the recipient — you and your heirs can also benefit through possible tax and estate reductions. “No one has ever become poor by giving.” -Anne Frank Charitable giving is a tradition as old as time. Civilizations throughout…
Read More →
From the Founder – Should your Investment Plan be Agnostic?
I don’t know about you, but when I hear the word agnostic, I think of religion, but this term can be used in other settings. – As you may know, I love to read about retirement, and one of my favorite authors is Wade Pfau, Ph.D. In some of his books, Dr. Pfau argues that…
Read More →
Covering the Cost of Care
Longer lifespans mean more Americans will need some sort of long-term care assistance in their later years. Your financial professional can help you find and implement options to cover the cost and help make sure you receive the care you need when you need it most. Americans are living longer — and that means more…
Read More →
Could a Natural Disaster Put a Dent in Your Financial Plan?
Natural disasters can strike anytime, anyplace. Fortunately, your portfolio doesn’t have to suffer major damage when they do. It is possible to help protect your investments from declines after a natural disaster and potentially uncover growth opportunities when the storm clears. From wildfires on Maui to powerful hurricanes along the East Coast, recent news cycles…
Read More → From the Founder – Rising Interest Rates and Real Estate Investments
This month, I would like to focus on two things that are on a lot of people’s minds: increasing interest rates and your investments. If you’re tired of hearing about interest rates, believe me, I get it! The reason I believe rates are being talked about so much is that the U.S. Federal Reserve has…
Read More → From the Founder – Worries About Money
I was talking to a long-time client the other day. Much of the discussion was him sharing his concerns with me and asking for my feedback. Some of his concerns were personal, such as how inflation was affecting his and his wife’s lifestyle and spending choices, which led to a discussion of his fears of…
Read More →
Managing Your Finances as a Member of the “Sandwich Generation”
Members of the “sandwich generation” are simultaneously providing support for both a parent and a child. This group has unique financial needs to consider, especially when planning for retirement. If you’re finding yourself toggling between caring for the needs of an aging parent and a child, you’re not alone. The Pew Research Center recently reported…
Read More → From the Founder – Interest Rates & the Stock Market
As you might imagine, there is a lot to keep up with when trying to follow the world of finance and the markets. Our team uses a number of different methods to stay informed, and recently, two of my preferred methods meshed together beautifully. While reviewing a recent article, I came across the chart below:…
Read More →
Finding Your Balance
When you first set up an investment, you (and your financial advisor) carefully created allocation ratios to fit your needs and chose an asset mix to match. Over time, however, those allocations may have strayed from their original benchmarks, leaving the portfolio too heavy in one asset class and underweight in others. This imbalance can…
Read More →Ready to Take The Next Step?
For more information about any of the products and services we offer, schedule a meeting today or register to attend a seminar.